in michigan, democratic caller. go ahead. >> caller: yes. i have a two-part question. i was wondering, for one, i'm going to be retiring here in another 12 years but i'm not going to have social security until probably the age of 70. i'm 50 now. and i was wondering, right now if i was to lose my job for some unforeseen reason, i will lose my benefits. i have the option, as an employee to keep my benefits at a about $800 cost. but when senators and congressman step out of their position, i'm not mistaken, they still have their insurance for life. and then the second part of the question, that i am posing is, i believe they are going to get a 3% pay raise every year and i have never seen in my lifetime them stop that. i was wondering if that is something could be possibly done? >> host: isabel sawhill. >> guest: i assume what you're talking about is that if you were to lose your job you would lose your benefits, you mean primarily your health care benefits. and you're right. you would lose them. under the affordable care act once it is implemented in 2014, that would enable you to go on an excha